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Boat Insurance in Revere, MA

Boats may be fun to own and operate but expensive and risky to maintain. One way you may financially shield your investment is through boat insurance. If you’re unsure about the policy that is right for you, R.M. Cataldo Insurance Agency is here to guide you.

What Is Boat Insurance? Man standing on a sailboat enjoying the journey with a vast horizon in the background.

Boat insurance is a type of insurance policy that may protect you from financial losses if your boat is stolen or damaged by a covered risk. While Massachusetts doesn’t require boat insurance, your lender may ask for proof of policy if you’re financing or leasing your vehicle.

Inclusions may vary depending on the insurer, but a standard boat policy may include the following:

  • Comprehensive coverage may cover losses caused by fire, natural disasters, theft or vandalism.
  • Collision coverage may pay for repair or replacement costs if your boat hits an object, a dock or another boat.
  • Bodily injury coverage may pay the medical bills of third parties who are injured in an accident for which you’re at fault.
  • Property damage coverage may pay for legal and other bills if you cause damage to another party’s property.

How Much Is Boat Insurance?

The cost of boat insurance in Massachusetts may depend on the following factors:

  • Your location
  • The age, type and condition of your boat
  • Your boating and navigation history
  • Your claims history
  • Your deductible
  • Your safety equipment and the courses you have taken

Where to Get Boat Insurance

Contact R.M. Cataldo Insurance Agency to learn more or request a tailored quote.

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