General Liability Insurance in Revere, MA
Accidents affecting other parties can occur in any business. Fortunately, general liability insurance can help cover costs that may be difficult to manage on your own. Many clients, landlords or vendors may also request proof of this coverage before working with you.
Who Should Get a General Liability Policy?
General liability insurance can be especially important if your company interacts with clients or the public, operates from a physical location or handles customer property. Types of businesses that often need this policy include:
- Retail stores and restaurants
- Contractors and tradespeople
- Professional offices
- Service providers
What Does General Liability Insurance Cover? 
Standard general liability insurance policies may help with:
- Claims involving bodily injury to others
- Damage to someone else’s property
- Personal or advertising injury, such as libel or slander
- Legal expenses and settlements related to covered incidents
However, some situations may be excluded, such as:
- Damage to your own property
- Intentional acts
- Injuries sustained by your employees
- Claims related to professional errors or negligence (these usually require separate professional liability coverage)
- Certain liabilities assumed under a contract, unless specifically added
- Product recall expenses
- Pollution or environmental claims, unless your policy includes a specific endorsement
How Much Does It Cost?
Insurance costs may differ depending on factors like your industry, business location, number of employees, types of business activities, claims history and policy details, such as coverage limits and deductibles.
How Our Team Supports Your Business
At R.M. Cataldo Insurance Agency, we can assess your circumstances, compare options and help you acquire insurance that meets your needs. Contact us today to get a no-obligation quote.